As each year winds down, many patients are surprised to learn they still have unused dental benefits. Unfortunately, once January 1st arrives, those dollars are gone for good. If you want to get the most from your insurance coverage, now is the time to schedule care with your dentist in Oakbrook Terrace and make sure your benefits are working their hardest for you!
Why the “Use It or Lose It” Is Set in Stone
Most dental insurance plans follow a simple structure, in which you:
- Pay monthly premiums to maintain coverage.
- Meet a deductible before full benefits kick in.
- Receive an annual maximum (the total amount your plan will contribute per year).
On New Year’s Day, any unused portion of that maximum resets. That means if you don’t use your dental benefits before the end of the year, that money simply disappears. Taking action now ensures you get the preventive and restorative care you’ve already paid for.
Smart Ways to Maximize Your Remaining 2025 Dollars
If you still have coverage available, start with essential, high-value visits such as exams, cleanings, x-rays, and minor fillings. These appointments prevent more costly issues later and are often covered at a high percentage. For larger treatments like crowns, implants, or multi-visit procedures, Dr. Rivera can help you strategically phase care so you benefit from both your 2025 and 2026 coverage cycles. This approach minimizes out-of-pocket expenses while keeping your oral health on track.
The key to making the most of your benefits before the holidays is as straightforward as it is beneficial:
- Call our Oakbrook Terrace dental office, where our caring and helpful team will check your coverage, remaining maximums, and recommended treatments to help you maximize your remaining 2025 benefits.
- Schedule an appointment immediately, as year-end availability fills quickly, and delaying could mean losing benefits you’ve already earned.
It’s as easy as 1-2… That’s it!
Caring, Convenient Dental Care in Oakbrook Terrace, IL
If you’re in Oakbrook Terrace and want to learn how to maximize your dental benefits before they expire, contact Dr. Rivera and our caring, skilled team to schedule your visit.
Don’t leave valuable care and money unused!